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Acceptable types of debt (unsecured)

  • Credit Cards
  • Medical/Hospital Bills
  • Cell Phone
  • Legal Bills
  • Health Club Membership
  • Personal Loans (unsecured)
  • Autos (Repos)
  • Past Due Utility Bills 

Unacceptable types of debt 

  • Mortgages
  • Car payments
  • Income Tax
  • Secured loans